The Mid-Term Rental: Today’s Premium Cash-Flow Play (Without Going “Full Airbnb”)

Here’s the thing: cash flow has been squeezed. Rates climbed, prices stayed sticky, and rents take time to catch up. We’ve been “reading the tea leaves” for years and building solutions before our clients feel the pinch. That’s exactly why we created our Mid-Term Rental (MTR) program.

What’s an MTR?
A fully furnished, strategically curated single-family home leased for 30–180 days to premium placement sources—think insurance companies housing families during repairs, corporate placements, and medical contracts. Between those 3–6 month stays, we can layer in short nightly blocks (typically 7–10 days) to keep occupancy tight.

Why now?
Because MTRs can deliver roughly long-term-rent × ~2 in many cases, with lower volatility than traditional short-term rentals. And because it’s done-for-you in real markets where people actually need housing—not just where tourists want a weekend selfie.

How we built it (the short version):
We tested this the conservative way. Steve guinea-pigged his own homes, did the 10-day furnish-and-design sprints, validated real contracts, then expanded carefully. Four years later, we’ve crossed 100+ MTR homes and opened OKC, Tulsa, DFW, and Indianapolis, with more to come.

What makes our MTR different:

• Curated from day one: We buy for MTR, not retrofit. Layout, location, design, and pricing are chosen to match insurance/corporate/medical demand with limited competing inventory.

• Premium tenant profile: You’re often effectively renting to an organization (insurance/corporate/medical), not just an individual.

• Higher touch, less headache: Lease lengths mean property managers are onsite more frequently. Turnovers = consistent refresh. Homes stay pristine.

• Single-family flexibility: Need to pivot? You can roll an MTR back to a long-term rental.

• All the profit centers, plus cash flow: Appreciation, principal paydown, tax benefits—and meaningful monthly income in a tighter market.

Numbers & logistics to know:

• Typical purchase range: ~$300k–$360k.

• Furnish/design budget: ~$40k post-closing (we handle it).

• 1031 friendly: Yes for the house; furnishings are post-close and cannot be paid with exchange funds.

• Tax strategy: Cost segregation + accelerated depreciation can help offset the furnishing spend (talk to your CPA).

• Ownership: 100% yours. This isn’t fractional or a fund; it’s your home, your equity, your outcome.

If you love the steady bricks of long-term rentals, think of MTRs as the bigger bricks on top—a real estate double that helps you reach 10 properties faster.

Want to see real analyses and actual properties?
Shoot me an email at [email protected] or request a call on our site. I’ll walk you through live examples (including my own and Steve’s), the markets, and the math.

Ready to stack doubles on top of your singles?
➡️ Book a call and get your MTR game plan.