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All we’re talking about is utilizing the tools and the rules. Hey, that rhymes. That’s fun. Utilize the tools and the rules. You’re just utilizing the tools and the rules available to you to get in the game, to get on base, and then to leverage those tools and rules to be able to continue to advance bases and start to score some runs.

But that’s it. It’s just that simple. It’s that straightforward, and it’s something where you could be sitting there right now and you may not know if you even qualify to buy a primary. So here’s the invitation. What would your life look like if you could replace all of your working income with simple and conservative investments that could do it for you?

Over the last 13 years, we’ve helped thousands of clients transact over half a billion dollars in simple and conservative real estate transactions, allowing them to begin replacing their work income with real estate investment income. Each week, we’ll be pulling back the curtain on the ins and outs of real time retirement based real estate transac.

That will transform your financial future even if you have no real estate experience. This is replace your income with me, Kevin Clayson and Steve Earl. All right, well, hello everybody and welcome to Replace Your Income. With Kevin and Steve. Steve, What’s up man? How you doing over there? Doing good. How’s it going, Kevin?

Doing great, man. The world continues to be insane. It’s pretty much like, it’s like literally on fire right now, but that’s fine. Our hearts. Oh yeah, there’s like a whole on, you know, fire just up the street from me. Oh yeah. You just just had of fire up the street from you, so, Oh yeah, big time. My gosh. And then everything in California and on the west coast.

So our thoughts and prayers, of course, are with any of you that are being affected by all the craziness out there in the world. So today, Instead of talking about some kind of crazy topic like we do, we thought let’s, you know, get a little, a little bit more conservative and normal with our topic and we’re gonna talk about this really easy cool way that you can get started in real estate.

And this is something that we’ve not talked a lot about this on this podcast, and I think we’ve kind of alluded to it a little bit. We’ve mentioned it here or. But what we wanted to talk about today is as you guys have been listening and as you’ve been reaching out and sharing your thoughts and your feelings with us, which by the way, we’re super thankful for, thank you for the continued reviews and downloads and, and listens and man, we literally get emails every single week from people and I love it.

And we’re so appreciative. So thank you so much for continuing to listen and share the podcast. And we’ve got a lot of listeners out there that have done real estate. We’ve got a lot of listeners that are already clients of. But then there’s a whole bunch of you that maybe are kind of going, Okay, look Ke, this is all great.

I love the theory of replace your income. I love the idea of going and investing and simple and conservative, single family, residential real estate type investments. I love all of that, but I don’t have a 20 or a 25% down payment in order to get started. Or maybe you have a few homes and you’re going, How do I multiply my portfolio more quickly?

And you’re thinking, I don’t have the 50 grand or 60 grand or whatever, I need to go and buy another property. And maybe you’re just going, Oh my gosh, I just want to get started. I just wanna start doing real estate, but I don’t have a big down payment, so what do I do? So if you fall into any of those categories, looking to grow and accelerate your portfolio, looking to get started in real estate, just kind of from the.

That’s who we want to talk to today. We want to talk about the easiest and simplest way to begin investing in real estate. Now, it does require a little bit of sacrifice, and you’ll understand why here in a second, but, and it’s not just gonna be, you know, what? Go get three jobs and just save up your pennies.

You could do that. You know, there’s certain radio programs that would have you do that. That is not what we’re gonna say. We’re not gonna go say, Go and get three jobs. Save every single penny so you can one day invest in real estate. Steve, there is a much easier way that someone can get started with real estate investing without having to work three jobs and save every single penny.

Yeah, I mean, for sure Kevin, in fact, we’re gonna talk about a couple of different ways to go about doing, doing this, and I wanna be super clear as well, is we’re not all about like getting like super crazy creative real estate kind of a thing going on. Yes. We are definitely not creative people. We just, uh, like, I, like, I actually think that we we’re creative in, in many different ways, but one of the ways isn’t going out there and doing crazy.

Like, you know, creative financing kind of scenarios, right? Yes. We’re pretty straightforward in our investing strategies and that’s just the way we roll, you know? Well, and I think because there’s predictability in it, right? And there’s a little bit more of that kind of cool, calm consistency that comes when you don’t get crazy creative.

Like you could go to real estate seminars and, and you could go read books and they’ll come up with all of these crazy ways, like you’ll get a list of a hundred different ways that you could go. Find money magically and it seems really crazy and creative and, And you feel really cool about yourself cuz you’re like, I’m doing no money real estate.

But that is not what we’re saying. So it’s not creative. We’re not creative in that sense. We are just more kind of that traditional conservative approach. But this is a creative way inside of the framework that we kind of have set up that we like of simple and conservative real estate. This is a creative way.

Sense to begin investing in real estate or to get your next property without a large down payment. Yeah. Cause at the end of the day, if we go back to what, uh, there, Martin, one of our guests said yes. I said a couple weeks ago, you know the concept of no money, no down payment and no credit and that kind of a thing.

Real estate always takes some money or some credit, or a combination of the two. Yeah. Somebody, So as, as creative as we’re gonna get is we’re gonna kind of mess around with those two elements. Yeah. Um, to help people see how they can get started in real estate in a very straightforward, uh, very conservative approach.

And I hope that this is kind of eye opening to you guys. And here’s the. Do not want you to tune out. If you’re like, Kevin, I already own 55 properties. I don’t need this conversation. You maybe haven’t thought of this method yet and that’s why I want you to listen cuz I guarantee there’s somebody in your life that you want to get started in real estate.

Like Steve, I know both of your sons have started real estate in this way and your daughter and your son-in-law I think have started real estate this same way. It’s how I got my real start in real estate, I think, isn’t it Kind of how, it’s how I got started, how you got your start. So you will know somebody in your life that can get their start in real estate.

So many people think it’s impossible for me. Well, listen, I’m telling you it is very possible and it is utilizing this really simple approach and here’s what it is. Okay? Here’s the big reveal. Steve, are you ready for the big reveal? I’m ready. Okay. This is crazy guys. Buckle up. Okay. Keep your hands and, and legs and arms in the vehicle at all times cuz it’s about to get crazy.

You go and buy yourself a primary residence to live in. Oh my goodness. It’s earth shattering. But listen, it’s not just go buy a primary residence. There’s gotta be a very specific intention when you go and get this primary residence. Right, Steve? Yep. Absolutely. Yeah, so it, it’s from a straightforward standpoint, right?

You’re literally, you’re buying your first primary residence or perhaps a second primary residence or a third. But for those who are just kind of getting in the game, they’re trying to figure out, okay, how do I get started? Because when you buy a primary residence, uh, the down payment typically is.

Significantly less. You can get an FHA loan if you happen to be, you know, a veteran. There are VA loans and there are other part of that’s like, no, you, if you live in, in slightly more rural areas, there are special loans which are practically zero down. Yeah. And so it’s a way to kind of just get in the game with the intention within a few years that property can be the, the seed right.

That grows into, you know, additional capital or, or, uh, the resources that you need to purchase that, that next property or perhaps even a full on second property in the form of an investment property. Yeah, and let us give you some stories and some anecdotal evidence, in fact. So this is kind of cool. So we have this awesome group of guys that helps us put this podcast together and produces.

And big shout out to Legacy Podcasting. You guys are awesome. And one of the guys over there, we were having this conversation, right? He was like, Hey, so man, I, in producing your podcast, like we’re getting, we’re loving the content. Like, how would I get my start in real estate if I don’t wanna spend the 50 or 60,000 to go get my first investment?

Like, what would I do? And this is a guy who right now he’s still renting, right? So he’s renting, he’s got a this awesome, beautiful apartment. He happens to be in a market where we do real estate. And so he and I were just having a conversation last and I was sharing with him what we’re sharing with you here on this podcast, which is this, if you are thinking you want to get going in real estate, But you don’t have the large down payment.

You ought be getting yourself in a position to go and move into a new primary residence with very little down. And that, here’s the deal. You live in that primary residence for a temporary amount of time. Now that temporary amount of time could be as much as two years, right? And the reason we say two years.

When you go to eventually sell a property, right once, if you go to sell it, cuz you want to either do a 10 31 exchange or, Well, I guess in this situation you would just wanna sell a property that you’d previously lived in. Here’s the way that it would work. If you’ve lived in that property for at least two years, you can avoid capital gains taxes, assuming the tax code stays as it currently is.

If you’ve lived in the property for two years, you can avoid capital gains. So that’s why we say maybe you move in and you plan on living there for two years. Then what if you moved out and bought another primary residence with another smaller down payment, then property, one that you’re not gonna have to pay capital gains taxes on in the future now becomes your first investment property while you’re living in property two, which is a second primary residence with very little down payment.

And Kevin, here’s scenario number. You might be buying that property with the plan in place that this property actually becomes your very first rental property where you live in it, whether it be two years, one year, five years, 10 years, whatever the case might be. When you choose to move out of that home, you may choose not to sell it.

You might choose to keep that property and convert it into a rental property. And now you go and you buy property number two again as a primary residence. So it’s a lower amount down, and now you go live in that property and you turn this first property. Into your first rental property. So you buy it specifically with intention of it being one of those properties, three bed, two bath, two car, garage, middle income neighborhood, and it can meet all of those criteria that we suggest you.

You buy with, right? Yeah. With that specific intention. It’s just that it’s in your own market where you happen to live. So that’s scenario number two. And there’s actually, there’s a third scenario. And so like we’re gonna share several scenarios here, right, Kev? Yeah. Where, where you just have so many different options when you buy that first, that first property.

So scenario number three is you don’t sell it. But you turn it into a rental and you refinance it, and as long as the refinanced amount will support the rental income where you can positively cash flow, you could do a cash out refinance and that perhaps is enough money to purchase. Maybe here’s another scenario where you buy another primary residence and perhaps, possibly if there was appreciation, that’s a big if then you could.

Another rental property, now you’ve got three properties, right? You just turned that one property into three. So there’s different scenarios depending on what happens in the economy. You just have to be aware of the different opportunities that you’re presented with. But it all begins with that first property, just getting into that first one as a primary residence.

Yeah, and what’s so cool is like, that’s why we say, look, it’s creative, but it’s not that creative. Right. It’s not created from the standpoint that you’re still utilizing a conventional mortgage, you’re still looking at 30 year loans, you’re still looking at single family residences in a good location that are maybe typical, you know, three bed, two bath, four bed, up to three bath kind of homes, and you’re moving into ’em.

You move, you, your family, whoever in there. You could do this as a single guy too. In fact, one of the guys that, uh, has been a longtime client of ours and now works for our company, Rodney, I know this is how he got his start. And what he did, and I think your son is doing this too, is he bought a primary residence.

Lived in it. He only needs one bedroom, right? And so he rented out the other bedrooms, and so now somebody else is paying the majority or all of the mortgage, but you bought the home with very little down, and maybe you lived there for a time before you go and buy another property, move into another home.

So here’s where the sacrifice comes, right? The sacrifice may come. In the sense that you know, you’re gonna go get your first primary residence, and so maybe you do have to work and save a little bit of money for whatever that down payment is. The other bit of sacrifice is if you’re gonna utilize a strategy like this, it means you’ve gotta get good at packing boxes and moving them, right, because you may be moving, and that’s why it’s not an appropriate scenario for everyone.

But there’s a ton of people who, this is a really good approach or way to begin doing real estate. So whether you buy that first property and you live in it for two years just so that if and when you eventually sell it one day, you can avoid capital gains. Or you buy that first property, you live in it temporarily, and then you move out of it, but you’re just gonna hang onto it just as a forever rental, or you’re moving into that first proper.

You’re gonna live there for a time and then look to do a refinance to maybe pull some capital out and go buy either another primary residence or maybe a primary and an investment property. The whole idea here is with you physically living in the home. You qualify for far less down payments, still really awesome interest rates on your mortgage financing.

But then what’s so cool about real estate and what we’ve been talking about from the jump, this entire podcast, What else can give you the kind of equity growth in terms of growing your net worth and growing What is paper dollars that become physical dollars through a refinance or through a sale of a property.

But what else could do that? I don’t know. You can’t go buy a stock and then live in the stock, right? That doesn’t really work. And you can’t, You can’t buy a, You can’t. And also you have to buy stock at 100%. You don’t normally leverage stock, so you’re utilizing leverage. You’re having a roof over your.

And you’re able to grow this equity and maybe even cash flow all by living in a primary residence and being able to leverage that and use that for your investment portfolio. So Kim, I wanna point something else out also. And so last week you and I did a webinar for another group. They invited us to come and, and chat and share kind of our strategies and so on.

And the host, he, he pointed something out that, that we, we point out, but we don’t talk a ton about it. But when you purchase a property and you’re planning to rent it out, bottom line is the individuals who are renting your property, they’re paying your mortgage for you. And let’s just say that, that property never ever even appreciated, ever.

Right? Which is just simply not the case. But let’s just pretend for a minute. Bottom line is they are paying off this asset for you. And over the course of time, you’re gonna own this, this property, free and clear, hundreds of thousands of dollars, right? That’s right. A couple hundred thousand dollars if it’s a $200,000 home.

And it never appreciated. And, and so there’s power in that. And we love all kinds of people. Meaning we all had to be renters at one point, right? Right. At one point we were paying somebody else’s mortgage down. And there are people who are just way more content being a renter because they want the flexibility of moving here and moving there and, and going from one city to another or one neighborhood to another.

They don’t want that commitment to have to fill. Yeah. And, and a different points in life. Like we all are in that renter pool. It’s just like me as a, us as business owners, right? It takes all kinds of people. I just had an interview with, with an individual today who were, were looking at potentially hired, and she mentioned to me, she’s like, You know, I’m just not that type of person, although, I will be.

She’s like, Steve, if you hire, I will be your go-to person because I will do things better than anybody else. And she’s like, I’m just not the type of person to go out and start my own business. I wanna be an entrepreneur. Yeah. I don’t have an interest in being an entrepreneur. Right. So it’s kind of the same thing with, with renters and with owners and landlords, right?

Sure. At different times in our lives we just, we’re just at different stages. And so it’s not that anybody has taken advantage of anybody else, it’s that we’re, we’re just taking the opportunities that present ourselves. And this is an opportunity where, where we get to think of ourselves as taking that step and it’s like, how do I get into the game?

How do I own real estate? How do I. And this is just one of those ways and, and we get to provide an opportunity for somebody who is in that stage in life where renting just makes more sense for them, but they’re doing a massive favor for us, right? In paying that, that mortgage down, right and opening up doors, opportunities for us as the owners of the property to build our dreams of owning a portfolio.

Properties that replaces our income one property at a time. And this is just simply the way that we can do. Without, if we don’t have that 50 or $60,000 today, right? This is one way to do it. There are other ways that we’re gonna discuss here in, in a couple of minutes. Well, and here’s a, here’s another thing to consider, right?

Let’s say that you are a mom or a dad or a grandma or grandpa, and you’re thinking, Hey, I want another creative way to extend my portfolio. Well, what if you helped your child do what we’re talking about, right? Let’s say you could, you could help your child buy a property like this, but maybe. Help to gift them the capital for the down payment.

You guys come up with some sort of an agreement and it’s partially owned by you. Maybe you are, maybe you aren’t on the mortgage. I don’t know. But can Let me tell you the story. Yeah. Cause that is my own personal story. Oh, there you go. Okay. So the very first sale that my wife and I bought, We bought shortly after we graduated from college.

We didn’t have hardly two pennies rubbed together. I just started a new, a new job that barely qualified me to purchase a home worth a whopping $81,000. That’s all I could, that’s all I could qualify for. That’s awesome. And we didn’t have enough money for a, for a down payment. My father in life, we got an FHA loan and he was able to gift us according to the rules.

Mm-hmm. of FHA loans. He gifted us enough money and, and. And, and we actually, over time we chose to pay him down. It was a gift, but we paid him back. Yeah. 100%. And, and that’s how we got on our first property. That’s awesome. And three years later. Um, that home had appreciated a little bit, and it was literally Kevin, it was a one bedroom, one bath little house.

Yeah. And it had, it had like this little like, uh, tough shed that was converted into a little office . And that’s where I ran my little painting company out of. That’s awesome. We, we did that for three years and, uh, we fixed it up and we did some additional work to it in three years. We sold it to our next door neighbor of all people, , and, and then we were able to buy our next, so which happened to be a four bed three.

Property, and that’s how we kind of moved up in acquiring properties and, and that kind of a thing. But that was the very first one and, and the very scenario that you described, that was me. Yeah. See, I love it. And you know what, So Steve, that’s how you got your start. It’s how I got my start when I, when I sort of stepped into the real world, right?

And, and I was trying to get my first sort of real job after college. I was in mortgage financing and I’m like, Hey, I help people do mortgages. I should probably own a home and. I go when I buy this town home. Why? Cuz it was pretty, and it was nice and it was new. Well, what ended up happening is I bought this home for like $107,000, right?

That’s how much it was. And so it was just a town home. It was just a two bed, two bath town. And that ended up being my first ever rental because when I married my wife, we moved out of it. We got a larger home to start our family in, and then my town home became my first rental that I executed a rental contract on.

And then what was cool is we live in Utah, right? And so in Utah you’re allowed to have basements. Now, the city that I live in, they’ve made it a little bit harder to be able to rent out your basement and stuff like that. But nonetheless, what I did is I, this was, I, I remember feeling like I was a genius.

Because I went from You are a G today. Oh, why Thank you Sarah . I’ll give you another bag of peanuts later. So what was awesome is, here we go. I am in this apartment that I was renting for like 900 bucks a month, I think is how much I was paying for this. It was a nice apartment. It was a nice complex. And so then I leave and I go get this town home.

The town home had. I don’t remember what it was. It was like I was paying like $1,100. I had like a first and second mortgage on it, something like that, right? And, and so I’m in this town home, then I move out of the town home and I turn it into a rental that I was renting for like $1,300 a month. So I was cash flowing on it.

Then my wife and I buy a home, a larger home that we can grow our family. And it had a basement that I rented out that paid for like more than, let me think. We had a mortgage of maybe 12 or 1300, and I was renting out the basement at first for seven or 800. Right. I literally had somebody paying half or more of my mortgage payment, but you add that with the extra 200 in cashflow that I had from the town home, I effectively went from one home to two, but my mortgage liability went from 1100 a month down to two or 300 a month.

Right? And then now I’ve got two properties that are growing equity and two properties that are building for me. And this is something that you, if you’re listening, have the ability to do or you could potentially help someone in your family do in order to help them grow a real estate portfolio. Or if you are willing to move.

This is never a bad idea if you’re thinking, Hey, you know what, I, I’d like to upgrade my home. Maybe you do that and you turn your other home into a rental, right? And here’s another scenario. That I’ve seen is, uh, now this isn’t necessarily something that we’d advocate, but I know a few friends who do this where they move into a home that needs a little bit of work and they fix it up while they live there.

And then when it’s all fixed up, they’ve lived there. Maybe it’s taken them a year or two. In fact, our, our new next door neighbors, not next door, but across the street. They have this awesome home. They’ve been in it for like three years. They’re planning on being in it for another three years. He also does, he likes to flip on the side, but with this home, they’re fixing it up.

They’re living in it. We went over there for dessert last night. They’re, they’ve got flooring coming in this next week, right? And over time, they’re making this into a really great property because they underst. This type of property in this neighborhood with this type of price point and this kind of appreciation is one that they want to hang onto, and so they’re living in it, they’re fixing it up, then they’re gonna move out of it and turn it into a rental.

So there’s even a case to be made for someone going and doing something like that. Again, it’s just another version of about as creative as we get here, which is utilizing the tool of a primary residence. As a piece or, or a, just a, a puzzle piece to your, in overall investment portfolio picture. And it’s just something that’s available to you that maybe you hadn’t even thought of or really even considered doing before.

Yeah. So here, here’s one more scenario, Kevin. Again, not getting super creative, but we help people do partnerships on occasion. You know, we don’t necessarily do a ton, but we have individuals who perhaps they still have great credit and they can qualify for, for an actual investment property, not a primary investment, uh, or not a primary residence.

They have, they know somebody who has, you know, enough cash for a down payment. And so they’ll come together and they’ll create a little partnership. And when individual’s providing the credit, another individual’s providing the cash, and they go in together. And they, they purchase a property, and it may be not of residence that you as the, the individual with the credit is gonna move into.

So it’s not a primary, although you could do that, right? Sure. Somebody could provide the cash, you provide the, the credit, and you become like, kind of like you’re the renter. Mm-hmm. , that’s pretty good. Guaranteed rent for, you know, for the person that, who’s right. Putting down the, the, you know, the. And so there’s a couple of different very straightforward ways to, to get into that first property, whether you’re gonna live in it as a primary or whether you, you figure it out as a, as kind of a little flip like you just described, or whether it’s one that, uh, is actually, it is an investment property and you’re providing the credit, somebody else is providing the cash.

So there’s a number of different, very straightforward ways to get this done. To get in the game. To hit that first single, right. That’s right. Sometimes it’s all about just getting off the bench Yeah. And getting on first base so that you get in the game and get and, and get moving. You know, it’s such a fascinating concept cuz you know, I’m a big sports fan, right?

So I love basketball, I love football, I love baseball. I and I coach my son’s soccer team. I coach my son’s baseball team. And what’s interesting is you’ve got people in every single sport professionally, all the way down to the beginners. You’ve got all kinds of people that are at varying levels of skill and success within every sport, but you know what they all have in common?

They have the same set of rules that they play by. And so what we’re talking about here is if you get in this game of real estate, we’re just trying to give you an idea of how to utilize the rules. We are not saying. Go do something that’s outside of the rules. This is all you’re buying a primary residence.

People do it all the time. You are turning that property into a rental. There’s nothing wrong with that. This is fully compliant, fully inside of the rules, and it’s something that you’re just utilizing what’s available to you. Just like the last couple weeks, we talked about refinances and equity in homes.

All we’re talking about is utilizing the tools and the rules. Hey, that rhymes. That’s fun. Utilize the tools and the rules. You’re just utilizing the tools and the rules available to you to get in the game, to get on base, and then to leverage those tools and rules to be able to continue to advance bases and start to score some runs.

But that’s it. It’s just that simple. It’s that straightforward, and it’s something where you could be sitting there right now and you may not know if you even qualify to buy a primary residence. So here’s the invitation. What you should do is you should go to the website, DFY dash Real Estate. Let’s jump on a phone call.

I do phone calls like this all the. And if we talk, and it’s maybe not time for you to go and do an investment property, you know what? Let’s at least give you some ideas and some strategies of how you could get started. Get off the bench and maybe go buy a primary residence. Maybe it’s not time yet.

Maybe you need to save a little bit of money. Maybe you need to improve your credit a little bit. Maybe it’s not gonna happen right away, but it could happen over the next few months. You just have to have a plan to execute. Or maybe you’re somebody who’s like, You know what? I already have own a bunch of real estate, but I’d love to be able to help my kids.

Let me, let’s come up with a strategy and a plan for them. Cuz the reality is, There’s nothing other than real estate that I know of that can do this for someone that gives you the ability to utilize both the, the opportunity to live in a place and have shelter while growing equity, while paying down your debts, while maybe even generating spendable cash flow and utilizing this quote unquote air quote, creative strategy.

Gives you the ability to do all of that, and that means you can start. This is one thing that I always like to be super clear on with people, Steve, and, and I know you’ve heard me share it, and I know you’ve shared it as well. It’s. I don’t care what your position is in life right now. There is 100% a clear and reasonable path to you owning real estate, investment real estate that little by little can replace your income.

Most people just don’t always know what that first step may be, but I guarantee you, without a shadow of a doubt, if you are listening to this, there is a path that is available to. Yeah. Kim, if I, You said something. What, what’s your little, uh, rules to what Tools and rules? Tools and rules. And rules is a super important part of this whole process.

Because what you don’t want to do, what you do not want to do is break the rules or bend the rules, right? Or anything along those lines, because you can do this, what you just said. You absolutely can do it, and you can stay within the rules. And I’m just gonna point out one thing that you do not ever do, and that is you don’t buy a proper.

Stating that it’s gonna be a primary residence with no intention of ever living there. That’s called loan fraud. Yeah. That is fraud and, uh, a bad, bad thing. Yeah. So you wanna understand the rules and, and you wanna work with people who are gonna keep you safe and compliant by helping you, like you said, air quotes, be creative.

Like, I don’t know this, this isn’t super creative, but it’s pretty straightforward. Yeah. But you wanna work with individuals who are going to help you work within the rules who aren’t gonna say, Hey. Yeah. Just, uh, like, just check that box in. You don’t wanna get primary residents. Yeah. So, so always, always follow the rules and work with people who are gonna help you follow those rules.

That’s right. Don’t get cute, Don’t get creative in the way that some people will tell you to get creative because it sounds cool and it sounds awesome on a YouTube video, or it sounds really good on like an Instagram life and, and they’re trying to get clicks and they’re trying to get you to buy their thing.

Don’t get cute like that. Just keep it straightforward, keep it simple. This is why our philosophy of real life, Moneyball with real simple real estate is the guiding philosophy for everything we do. This is a. That maybe you’re not even hitting a single by doing this. Maybe this is, you just barely bunting the ball, laying it down the third base line, and it’s just enough to get you on base just in time.

Well, listen, that’s good enough for you to be in the game, and so we hope this has been a helpful episode. If you’re kind of thinking about how do I get started? I love the podcast. I love the idea. I don’t really know where to go. Well, here’s where you go. Let’s at least whether you work with our company or not.

We say this all the time, but I mean, Let’s jump on a call. Let’s have a conversation. Let’s at least get you an idea and a plan of what you can do and how you could move forward, and then we’ll take it from there. But the reality is you may very well be able to buy a primary residence wherever you live as your next property.

That could be your first or your next investment property. If you do it according to the tools and the rules available to you, this could be a game changer for you. And finally, get you off the bench and get you on your way and get you on. Love it. Well said, ki awesome. All right, you guys. Well, thank you so much for joining us.

Like always, we’d love to be with you. We hope this was a helpful episode. Feel free to email us any old time and let us know if you have ideas for the podcast or things that you want to hear about. My email address is kevin dfy dash real estate.com. I’ll respond. Yeah, I’ll take a look at the email and hey, if it’s a topic that we like, You know what?

And it fits the model and it fits the brand of what we’re trying to teach. We are happy to do that and uh, I think we’re gonna be getting some guests on again real soon. I really love the guests we had a couple weeks ago, and I think we’re gonna be doing that again soon. So let us know if there’s guests you want to hear from.

Let us know if there’s topics you’d like us to cover. In the meantime, we’re so thankful to be with you and excited to be able to be with you again next. Have an awesome weekend. We will talk to you soon. Take care. Thanks for joining us on Replace Your Income with Kevin and Steve. Do you wanna learn more about our company done for you real estate and to see if you qualify right now today to begin replacing your income with.

Simple and conservative real estate investing done for you. Visit DFY intro.com. Click the orange button, watch our super quick webinar, and fill out the little forum on the right side of the page. You’ll know within 60 seconds if you qualify to begin replacing your income. Right away. As always, please rate, review and share the podcast with friends and family.

And until next time, just remember income replacement for you and your family may only be one property away. See you next week.